Tasty Banana Toffee Delight

Featured in: Indulge in Heavenly Sweet Treats

This Banana Toffee Pie puts a twist on the traditional UK dessert by adding a silky no-bake cheesecake component for extra luxury. The crushed biscuit bottom gets filled with a fluffy cream cheese blend, sweet caramel layers, ripe banana slices, and finished with melted chocolate. The mix of whipped topping, white chocolate drizzle, and crushed pretzel bits creates the perfect blend of sweet, salty, and smooth textures. No oven needed, just chill for a few hours for an eye-catching dessert.
Lily chef cooking Cookingwithmee blog.
Updated on Wed, 02 Apr 2025 19:58:39 GMT
A slice of pie with bananas and chocolate. Pin it
A slice of pie with bananas and chocolate. | cookingwithmee.com

Funny story - this pie was a complete accident. I was trying to make a classic banoffee for my British buddy and totally botched it. Threw in some cream cheese as a last-ditch fix and wow! That mistake became something incredible. It's now my go-to when I need something that'll definitely wow a crowd.

I took this to a potluck the other day. Man, you should've seen everyone's reaction with that first bite. Even the dude who always talks about cutting back on sugar came back for another piece.

Key Ingredients and Shopping Advice

  • Real Butter: The crust needs the genuine article - skip the margarine stuff
  • Cream Cheese: Pick blocks with the right firmness - not too squishy, not too firm
  • Dulce de Leche: Spend a bit more here; shop-bought works fine but grab quality
  • Fresh Bananas: Look for ones with yellow skin and slight green at the top for perfect ripeness
  • Dark Chocolate: Grab something you'd happily snack on by itself
  • Heavy Cream: More fat means better whipping results

Step-by-Step Making Process

Create the Base:
Smash graham crackers to fine crumbs - a food processor is ideal, but a bag and rolling pin works too. Blend with melted butter until it looks like wet sand. Pack firmly into your pie dish using a measuring cup bottom for consistent pressure.
Whip Up Cheesecake Mixture:
Mix softened cream cheese, powdered sugar, and vanilla until light and airy but don't go overboard. Add whipped cream with gentle folding motions to keep it fluffy. Spread across your crust and cool in the fridge about 30 minutes until set.
Spread Caramel:
Heat dulce de leche slightly so it spreads better. Carefully layer over the cooled cheesecake base, using an offset spatula for a smooth finish. Pop back in the fridge for 15 minutes to firm up.
Add Banana Layer:
Cut bananas right before using to stop browning. Place in an overlapping pattern over the caramel. For extra protection against discoloration, lightly brush with diluted lemon juice.
Mix Chocolate Ganache:
Warm heavy cream just until tiny bubbles appear at the edges. Pour onto chopped dark chocolate and let stand 2 minutes before stirring until glossy. Let cool until thickened but still flows easily.
Pour Ganache Over Top:
Drizzle ganache across bananas, tilting the pie for full coverage. Chill until ganache sets but stays slightly soft, around 30 minutes.
Add Finishing Touches:
Add whipped cream around the edges with a star tip for that bakery look. Scatter crushed pretzels on top just before serving for that amazing salty crunch.
Give It Time:
Let the full pie chill for at least 1-2 hours before cutting so flavors blend and layers fully set.
Cut Clean Slices:
Warm your knife under hot water, dry it off, then cut. Do this between each slice for picture-perfect pieces.
Timing for Serving:
Take out of the fridge 15 minutes before serving – the flavors really come alive when slightly warmed.
A slice of pie with bananas and chocolate. Pin it
A slice of pie with bananas and chocolate. | cookingwithmee.com

I've screwed this up enough times to learn all the shortcuts. Like when I rushed layering everything and ended up with what looked like mushy banana soup. Now I get it - patience pays off. Each layer deserves its own setting time, right?

Creative Variations

I love playing around with this pie. Last Christmas I snuck some bourbon into the caramel layer - don't let my mother-in-law know that's why she couldn't stop eating it. Another time I ran out of dark chocolate and swapped in milk chocolate. My kids went crazy for that version, so now we call it our family special. This recipe really shines when you try new twists - sometimes the tastiest versions come from pure chance.

Getting Temperatures Right

Nobody talks about how much temperature affects this pie. Your cream cheese? It can't be too cold or too warm. That ganache needs to cool down enough not to wreck your other layers. I usually make the chocolate mixture, then tidy up my kitchen. By the time I finish cleaning, it's just right for pouring. Each part has to be the perfect temp so layers stay separate but still come together as one amazing dessert.

A slice of pie with bananas and chocolate. Pin it
A slice of pie with bananas and chocolate. | cookingwithmee.com

Stunning Serving Ideas

Want to really knock their socks off? Pull it from the fridge about 15 minutes before you serve it. The flavors really pop at room temp, and the caramel gets this amazing flow. Run your knife under hot water between cuts for those gorgeous clean slices that make everyone grab their phones. The way the dark chocolate, golden caramel, white cream, and yellow bananas look together makes something that seems way fancier than the work it takes.

Different Season Tweaks

In summer months, I sometimes pop the finished pie in the freezer for 30 minutes before serving for a cool, refreshing treat when it's hot outside. During fall, I've added a dash of cinnamon to the base and a hint of maple in the caramel part. For special occasions, I've topped it with gold sprinkles or edible shimmer to make it fancy enough for celebrations without any extra work.

I figured out these tricks through lots of mess-ups - like the time my crust totally crumbled because I didn't pack it down enough. Now I press that thing like I'm trying to flatten it into next week!

A slice of chocolate cake with bananas and whipped cream. Pin it
A slice of chocolate cake with bananas and whipped cream. | cookingwithmee.com

Wrapping Up

It's kinda wild how this pie started as a total flop but turned into my signature dessert. Now I whip it up for birthdays, rough days, good news, or just because it's Tuesday. Sometimes our best kitchen creations happen when we're just messing around.

What makes this banoffee pie amazing isn't just the taste but how happy it makes people. It proves that kitchen mistakes can turn into our biggest wins - a tasty reminder that perfect isn't always best.

Frequently Asked Questions

→ What exactly is dulce de leche?
It's a rich, caramelized milk spread that's creamier than regular caramel with its own unique taste.
→ Can I make this dessert in advance?
Absolutely, you can put it together 1-2 days before and store it in your fridge.
→ What works instead of Truwhip?
You can swap in regular whipped cream, Cool Whip, or make your own at home.
→ How do I stop the bananas turning brown?
Add them right before you plan to eat or lightly coat them with lemon juice.
→ Can I use something other than a tart pan?
Sure, a 9-inch pie dish or springform pan will do the job just as well.

Banana Toffee Delight

Traditional British sweet treat with crushed biscuit base, silky cheesecake filling, caramel sauce, sliced bananas, and melted chocolate topping.

Prep Time
30 Minutes
Cook Time
~
Total Time
30 Minutes
By: Lily

Category: Decadent Desserts

Difficulty: Intermediate

Cuisine: English

Yield: 8 Servings (1 9-inch tart)

Dietary: Vegetarian

Ingredients

→ Crust

01 1⅔ cups graham cookie crumbs
02 ½ cup melted unsalted butter
03 2 tablespoons white sugar

→ No-Bake Cheesecake Layer

04 6 ounces softened cream cheese
05 1¼ cups cold heavy whipping cream
06 ⅓ cup + 1 tablespoon white sugar
07 1 teaspoon pure vanilla

→ Toppings and Filling

08 1 can (13.4 oz) caramel dulce de leche
09 Thin banana slices
10 Truwhip for garnishing
11 ¼ cup white chocolate morsels
12 Crushed pretzel bits

→ Chocolate Ganache

13 ½ cup dark chocolate morsels
14 ⅓ cup heavy cream

Instructions

Step 01

Coat a 9-inch tart pan with cooking spray. Combine graham crumbs with sugar, then pour in the melted butter. Pack the mixture tightly against the bottom and sides of the pan.

Step 02

Whip the cream cheese, cream, sugar, and vanilla together. Start slow, then crank up to high until it's light and fluffy, about 2 minutes. Be careful not to mix too long. Smooth into your crust and pop in the fridge.

Step 03

Heat chocolate morsels and cream in the microwave, stopping every 20 seconds to stir, until completely smooth. Let it cool down but keep an eye on it so it stays pourable.

Step 04

Spread a layer using half the caramel over your chilled cheesecake base. Arrange banana slices on top, then add the remaining caramel. Finish with a layer of the cooled ganache.

Step 05

Add some white chocolate swirls if you want. Pipe some whipped topping around the edges with a 1M Wilton tip. Sprinkle some pretzel bits on top.

Step 06

Let it sit in the fridge for 1-2 hours before you serve it.

Notes

  1. Make sure your cream cheese isn't too warm, just softened
  2. Don't whip the cheesecake mix too much
  3. You can keep it in the fridge for up to 5 days

Tools You'll Need

  • 9-inch tart pan
  • Electric mixer
  • Decorating bag with 1M Wilton tip

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Has dairy products
  • Contains wheat ingredients

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: ~
  • Total Fat: ~
  • Total Carbohydrate: ~
  • Protein: ~