Rich Chocolate Banana Bread

Featured in: Indulge in Heavenly Sweet Treats

This rich banana loaf is a chocolate lover's dream. It's super moist with cocoa, chocolate chips, and ripe bananas giving it a sweet touch. The yogurt keeps it soft, and it's perfect for breakfast or dessert. Whip it up quickly, and watch it disappear just as fast. Baking fills the whole house with the warm, irresistible smell of chocolate and banana goodness. One bite and you'll be obsessed!
Lily chef cooking Cookingwithmee blog.
Updated on Wed, 07 May 2025 18:18:01 GMT
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This double chocolate banana bread turns those spotty bananas into a luxurious treat that sits right between casual snack and rich dessert. It's moist, chocolaty to the max, and brings all the warmth of regular banana bread with an extra hit of chocolate goodness that'll keep you coming back for more.

I've baked this bread dozens of times to get it just right. The secret's in getting your ingredients to the right temperature and mixing them the correct way. The first time my buddies tried it, they were shocked it started with old bananas!

Key Components

  • Bananas: Need those really dark, spotty ones - they'll give you the best sweetness and moisture
  • Unsweetened cocoa powder: Go for quality and freshness - Dutch-process makes the biggest difference
  • Room temperature butter: Helps everything mix right - too firm or too melty messes up your texture
  • Sour cream: Adds that nice smoothness and kicks the baking soda into gear
  • Hot water: Wakes up the cocoa flavor, making the chocolate taste deeper
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Making It Happen

Step 1:
Get your pan ready first - butter it well and put parchment paper in with extra hanging over the sides. This'll make taking it out super easy.
Step 2:
Smash those bananas until they're completely smooth. You'll want about 1½ cups from four medium ones. The smoother you get them, the better your bread texture.
Step 3:
Beat your room temp butter and sugar together until it looks light and fluffy, which takes around 3-4 minutes. Don't cut this short - it's what gives your bread that perfect bite.
Step 4:
Put in eggs one by one, mixing well after each. Remember to scrape the bowl sides often so everything mixes evenly.
Step 5:
Mix flour, cocoa powder, baking soda, and salt in another bowl through a sifter. This gets rid of lumps and spreads the baking soda throughout.
Step 6:
Add your dry stuff to the wet stuff bit by bit, switching between hot water and sour cream. Just mix until it comes together - mixing too much will make your bread tough.
Step 7:
Stir in most chocolate chips by hand, but save some to sprinkle on top.
Step 8:
Pour everything into your pan and bake at 350°F for about 60-65 minutes. It's done when a toothpick comes out with just a few wet crumbs.
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I got this idea from my grandma's old banana bread recipe but kicked it up with double chocolate to make something extra special.

Nailing The Texture

After tons of tries, I've found that getting that fudgy feel depends on a few things. Measuring everything carefully. Mixing things in the right order. Getting your oven temp just right. Letting it cool properly.

Watching Your Heat

Pay attention to temperature at these points. Eggs and butter need to be room temp. Water should be hot but not boiling. Oven must be fully heated. Let the bread cool all the way before cutting.

Fixing Common Problems

Got baking troubles? Try these quick solutions. Bread too heavy? Check if your baking soda is fresh. Middle sinking? Keep that oven door closed. Chocolate chips all at bottom? Roll them in flour first. Stuck to the pan? Use parchment paper with flaps.

Try These Twists

Want to mix it up while keeping the basics? Add some espresso powder for richness. Mix in a swirl of tahini or almond butter. Throw in some toasted walnuts. Grate in some orange peel.

Keeping It Fresh

To make it last longer. Let it cool completely before wrapping it up. Use plastic wrap then foil for freezing. Put wax paper between slices. Warm it up before eating.

I've made this bread countless times, and what I love most is how flexible it is. You can have it with coffee in the morning, as a snack in the afternoon, or warmed up with ice cream for a fancy dessert.

More Ways To Use It

This bread can do more than just be a loaf. I've turned it into small loaves for gifts. Made muffins for grab-and-go snacks. Tried it as a bundt cake. Even used the batter for layer cakes.

The Art of Serving

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Make it look fancy with. A drizzle of melted chocolate. Some fresh raspberries or strawberries. A dollop of whipped mascarpone. Sprinkle of toasted coconut. Some candied pecans.

Serving Temperature Tricks

How warm or cold you serve it changes everything. Room temp works best for breakfast. Slightly warm makes it dessert-worthy. Chilled gives you a denser bite. Toasted with a pat of butter is amazing.

Using Up Leftovers

Got some going stale? Turn it into bread pudding. Layer it in a trifle. Make amazing french toast. Create ice cream sandwiches with slices.

After baking this bread for years and seeing so many happy faces, I think of it as more than just food - it's a starting point for creativity and a way to make memories. Whether you're whipping it up for a birthday or just using bananas that are about to go bad, each loaf brings both comfort and a bit of celebration to the table.

Frequently Asked Questions

→ What’s special about natural cocoa?
It reacts with baking soda to help the loaf rise properly. Using Dutch process may change that.
→ Frozen bananas—can I use them?
Totally! Just thaw them and pour off any liquid first. Keep a few chunks for texture.
→ How does yogurt help?
It makes the loaf moist and tender. Greek yogurt or sour cream works just as well.
→ Can I make these into muffins?
Yep! Bake at 425°F for 5 minutes, then drop to 350°F for 14-15 minutes. Makes about 12-16 muffins.

Chocolate Banana Bread

This soft, chocolate-filled loaf is packed with banana flavor and cocoa goodness. A perfect way to transform extra bananas.

Prep Time
15 Minutes
Cook Time
60 Minutes
Total Time
75 Minutes
By: Lily

Category: Decadent Desserts

Difficulty: Intermediate

Cuisine: American

Yield: 1 Servings (1 loaf)

Dietary: Vegetarian

Ingredients

→ Dry Ingredients

01 1 teaspoon baking soda
02 1/2 teaspoon salt
03 1 and 1/4 cups (156g) all-purpose flour, lightly scooped and leveled
04 1/2 cup (41g) natural cocoa powder, unsweetened
05 3/4 cup (135g) semi-sweet chocolate chips, with 2 Tablespoons (22g) set aside for sprinkling

→ Wet Ingredients

06 2 Tablespoons (30ml) hot water
07 1/2 cup (113g) unsalted butter, at room temperature
08 3/4 cup (150g) white sugar
09 1 teaspoon pure vanilla extract
10 1 and 1/2 cups (345g) mashed bananas (around 4 medium or 3 large, ripe ones)
11 1/4 cup (60g) plain yogurt or sour cream, both at room temperature
12 2 large eggs, brought to room temperature

Instructions

Step 01

Heat your oven to 350°F (177°C). Use nonstick spray to coat a loaf pan, about 9×5 inches. Set it aside for now.

Step 02

Grab a big mixing bowl and whisk together the flour, cocoa powder, salt, and baking soda until well blended. Stir in 3/4 cup of chocolate chips. Leave it aside.

Step 03

Using a hand mixer or stand mixer fitted with a paddle or whisk, beat the butter and sugar together for about 2 minutes on high speed. It should look smooth and fluffy.

Step 04

With the mixer running on medium speed, add the eggs one at a time, making sure each one is mixed in. Next, add the yogurt, bananas, and vanilla. Once blended, add in the dry mixture and pour in the hot water. Beat gently on low until just mixed. The batter will be thick—don’t overdo it.

Step 05

Spread the batter evenly into your prepared pan. Sprinkle the extra chocolate chips on top. Bake for 60-65 minutes; cover with foil midway through the baking. It's done when a tester or toothpick comes out without wet batter, but with a few crumbs.

Step 06

Take the pan out and let it cool right on a wire rack for at least 1-2 hours. Then, remove the bread, slice it up, and serve.

Notes

  1. Keep the bread covered at room temperature for 5 days, or refrigerate it for up to a week.
  2. It tastes even better the next day after the flavors settle.
  3. Freeze it for up to 3 months—just thaw before eating.
  4. Stick with natural cocoa powder for best results; skip Dutch-processed.

Tools You'll Need

  • 9×5 loaf pan
  • Hand or stand mixer
  • Large bowls for mixing
  • Cooling rack
  • Foil sheet

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Has eggs
  • Includes dairy
  • Contains wheat flour

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: ~
  • Total Fat: ~
  • Total Carbohydrate: ~
  • Protein: ~