Tasty Chocolate Banana Coconut Bread

Featured in: Warm, Satisfying Breads for Every Meal

This rich treat mixes sweet banana with cocoa and two varieties of chocolate pieces for pure indulgence. The bread gets topped with a homemade mix of crunchy toasted coconut and gooey salted caramel, making it fancy enough for dessert yet simple enough for breakfast. It needs a bit of time to make, but you'll end up with an eye-catching loaf that brings together the beloved tastes of ripe banana, melty chocolate, and tropical coconut.
Lily chef cooking Cookingwithmee blog.
Updated on Mon, 07 Apr 2025 17:38:18 GMT
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Toasted Coconut Chocolate Banana Bread | cookingwithmee.com

Take regular banana bread to a whole new level with this mouthwatering treat that reminds you of your favorite Girl Scout cookie but in bread form. This chocolate-packed banana bread with a gooey coconut caramel crown brings together homey baking and luxurious cookie flavors. Since creating this one, it's become the number one bread people beg me to make for special events.

I brought this to a get-together last weekend and hadn't even finished putting it on the table before three guests were asking how to make it. Everyone went back for another piece after tasting the amazing chocolate-coconut combo.

Key Components

  • Ripe Bananas: Pick three with lots of brown spots for extra sweetness
  • Three Chocolates: Dark cocoa, milk chocolate chunks, and semi-sweet morsels
  • Eggs at Room Temp: Critical for smooth blending
  • Sour Cream: Gives amazing softness and keeps everything moist
  • Sweetened Coconut: Gets browned for that amazing topping
  • Good Caramel Sauce: Makes the knockout finishing touch

Step-by-Step Cooking Guide

Chocolate Foundation:
Start by mixing flour, cocoa powder, baking soda, and salt together. This sets up your first chocolate layer, building the deep flavor from the beginning. Make sure you've broken up any little cocoa clumps as you mix.
Getting Wet Ingredients Ready:
Mix oil and brown sugar until they're fully blended. Add eggs and sour cream that aren't cold from the fridge, stirring until everything looks smooth. Using room temp items makes everything come together better for the nicest bread texture.
Adding Bananas:
Gently stir in your mashed bananas and both kinds of chocolate chips. Using milk and semi-sweet chips together gives you more interesting flavor, while the bananas add wetness and natural sugar.
Making the Coconut Top:
Brown your coconut in a pan over medium-low heat, watching it closely and moving it around often until it turns golden. This simple step turns plain coconut into something nutty and caramel-like that makes this bread stand out.
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Chocolate Banana Bread with Toasted Coconut | cookingwithmee.com

I came up with this idea because I love both Samoa cookies and banana bread. One afternoon while enjoying these two favorites, I thought about mixing these flavors together. What came out was better than I could've dreamed.

Mastering the Heat

Getting this bread just right depends on how you handle the oven temp and timing. Cook at 350°F for the first hour, then put some foil over the top for another 20 minutes. This makes sure the middle gets fully cooked without the top getting too dark.

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Delicious Chocolate Banana Bread with Coconut | cookingwithmee.com

Keeping It Fresh

You can keep this bread without the topping at room temp up to 5 days. If you want to save it longer, freeze it without the coconut caramel for up to three months. When you're ready to eat it, let it thaw completely, then add fresh topping just before serving.

How To Freeze

To save for later, let the bread cool totally, then wrap it in parchment paper first, followed by aluminum foil. Put it in a freezer bag and squeeze out all the air. Write the date on it and freeze for up to three months. Always wait to add the topping until after it's thawed.

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Amazing Chocolate Banana Bread with Coconut | cookingwithmee.com

Closing Thoughts

This Chocolate Banana Bread with Toasted Coconut brings together cozy home baking and fancy dessert in one amazing package. Every bite gives you the comfort of chocolate banana bread topped with a candy-inspired finish that takes it to another level. Whether you're crazy about Samoa cookies or just enjoy trying new flavor mixes, this bread shows how sometimes the best things come from the most unexpected ideas.

Frequently Asked Questions

→ Can I swap out the chocolate chips?
Absolutely, just throw in any mix of chocolate chips you like as long as they add up to 1 cup total.
→ Why do I need to cover with foil while baking?
The foil tent stops the top from getting too dark or burnt during the long baking time.
→ Is it okay to skip the coconut topping?
For sure, the chocolate banana bread tastes great by itself or you can try another topping you like.
→ What's the best way to keep this bread fresh?
Pop it in a sealed container and leave it on your counter for up to 3 days.
→ Can I make this ahead and freeze it?
You bet, just freeze the bread without the topping for up to 3 months. Add the topping after it's thawed out.

Choco Banana Coconut Bread

Decadent cocoa banana bread packed with milk and dark chocolate chunks and finished with a dreamy salted caramel coconut drizzle.

Prep Time
20 Minutes
Cook Time
80 Minutes
Total Time
100 Minutes
By: Lily

Category: Hearty Breads

Difficulty: Intermediate

Cuisine: American

Yield: 12 Servings

Dietary: Vegetarian

Ingredients

→ For the Bread

01 2 cups (250g) plain flour
02 ½ cup (59g) unsweetened cocoa
03 1¼ teaspoons baking soda
04 ½ teaspoon fine salt
05 ⅓ cup (73g) canola oil
06 1 cup (200g) packed light brown sugar
07 2 large eggs at room temp
08 ⅓ cup (77g) room temp sour cream
09 3 soft bananas, mashed (roughly 1¼ cups)
10 ½ cup (84g) milk choc chunks
11 ½ cup (84g) dark choc bits

→ For the Topping

12 1 cup (93g) coconut flakes with sugar
13 ¾ cup (246g) caramel ice cream topping
14 ¼ teaspoon fine salt

Instructions

Step 01

Heat your oven to 350°F. Give a 9x5-inch bread pan a good spray with cooking oil.

Step 02

Combine flour, cocoa, baking soda, and salt in a big bowl with a quick stir.

Step 03

In another bowl, stir together oil and brown sugar. Add eggs and sour cream and mix well.

Step 04

Dump both chocolate chips, wet mix, and smushed bananas into the flour bowl. Stir just enough to mix everything.

Step 05

Dump batter into your pan. Cook for 60 minutes, cover with foil, then bake another 20 minutes until a stick comes out mostly clean.

Step 06

Brown the coconut in a pan over medium-low for 4-6 minutes until golden. Mix it with the caramel sauce and salt.

Step 07

Once bread cools down, spread your coconut mix all over the top.

Notes

  1. Three chocolate tastes from cocoa powder and two kinds of chips
  2. Tastes good hot or cold
  3. Keep an eye on the coconut while it browns so it doesn't burn

Tools You'll Need

  • Bread pan 9x5-inch
  • Mixing bowls
  • Frying pan for coconut
  • Tin foil

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Has milk products
  • Contains egg
  • Has coconut

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 415
  • Total Fat: ~
  • Total Carbohydrate: ~
  • Protein: ~