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Amazing Banana Cheese Bread

Featured in: Warm, Satisfying Breads for Every Meal

This dish merges two classics - banana loaf and cheesecake - into one tasty treat. The soft banana bread gets a special twist with that smooth cheese layer running inside. Using extra-ripe bananas and common ingredients, you'll get two yummy loaves that work great for breakfast, snacks, or giving away.
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Lily chef cooking Cookingwithmee blog.
Updated on Mon, 07 Apr 2025 17:38:14 GMT
Cream Cheese Banana Bread Pin it
Cream Cheese Banana Bread | cookingwithmee.com

Take a bite of super moist banana bread with a hidden, creamy surprise inside. This banana bread with cream cheese combines two favorite treats in one amazing loaf. I've tweaked this recipe many times, and now it's what everyone begs me to bring to breakfast gatherings.

I brought both loaves to our family get-together last weekend, and they were gone before everyone finished their first cup of coffee. The creamy middle had everybody asking me how I made it.

Key Components

  • Overripe Bananas: Pick three really dark ones for the best flavor
  • Softened Cream Cheese: Makes that amazing cheesecake middle
  • Sour Cream: Keeps everything extra soft and tender
  • Brown and White Sugar: Gives perfect sweetness and texture
  • Eggs at Room Temp: Crucial for both parts to mix right
  • Real Vanilla Extract: Boosts flavors in both layers

Step-by-Step Directions

Making Your Filling:
First, make sure your cream cheese is completely soft - this matters a lot. Beat it with sugar until it's totally smooth, then mix in egg, vanilla, and flour. You want it silky without any bumps. This will be your delicious surprise inside.
Preparing Banana Mixture:
Smash your super ripe bananas until mostly smooth with a few small chunks left. Stir in melted butter and both types of sugar until everything's mixed well. Add in eggs, vanilla, and sour cream, mixing until everything looks the same. Your batter should be thick but still able to pour.
Putting It Together:
Pour roughly two cups of banana mix into each prepared loaf pan. Drop spoonfuls of cream cheese mix on top, then gently spread it across. Cover with the rest of your banana mix, making sure to completely seal in the cream cheese part.
Baking It Right:
Bake at 350°F for about 50-55 minutes. Check by sticking a toothpick near the middle - you want a few moist crumbs stuck to it, not wet batter. The top should look golden and have some cracks.
Cream Cheese Banana Bread Recipe Pin it
Cream Cheese Banana Bread Recipe | cookingwithmee.com

I came up with this when I couldn't decide between making cheesecake or banana bread. I thought, why not try putting them together? The result turned out even better than I'd hoped.

Keeping It Fresh

Keep your bread in a sealed container on the counter for up to a week. Even though there's cream cheese in it, you don't have to put it in the fridge, but you can if you want. If you do refrigerate it, let it warm up before eating for the best taste.

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Easy Cream Cheese Banana Bread Recipe | cookingwithmee.com

Banana Tricks

Start saving extra-ripe bananas in your freezer for baking. Just peel them before freezing. When you need them, let them thaw on the counter - they'll come out perfectly mushy for your bread. Remember, darker bananas make sweeter, more flavorful bread.

Fun Twists

Try throwing some walnuts or chocolate chips into your banana mix for extra crunch. Sprinkle cinnamon into the cream cheese for a cozy flavor. Add some streusel on top before baking for a crispy finish. Every version still has that awesome cream cheese surprise inside.

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Best Cream Cheese Banana Bread Recipe | cookingwithmee.com

Closing Thoughts

This Cream Cheese Banana Bread brings together two amazing treats perfectly. Every slice gives you that comforting banana bread taste with a fancy cream cheese surprise. Whether you're having friends over or just want to make your banana bread extra special, this recipe shows that putting two good things together can make something amazing. It's not just another quick bread anymore - it's proof that getting creative in the kitchen often leads to the yummiest discoveries.

Frequently Asked Questions

→ When are bananas ready to use?
They're perfect when dark spots appear all over the peel. Darker bananas make sweeter bread.
→ Can I save it for later?
Definitely. Just cover it tightly with plastic and aluminum foil. It'll stay good frozen for about 3 months.
→ Why shouldn't I use cold ingredients?
Ingredients at room temp mix together better and help your bread turn out nice and smooth.
→ Is making just one loaf okay?
Sure thing. Just cut all the amounts in half and use a 9x5-inch baking pan.
→ What's the best way to keep it fresh?
Put it in a sealed container. It'll last 3 days on your counter or up to a week in your fridge.

Banana Bread with Cheese

Traditional banana loaf enhanced with a silky cheesecake center, ideal when those bananas turn brown.

Prep Time
20 Minutes
Cook Time
85 Minutes
Total Time
105 Minutes
By: Lily

Category: Hearty Breads

Difficulty: Intermediate

Cuisine: American

Yield: 2 Servings (2 loaves)

Dietary: Vegetarian

Ingredients

→ For the Filling

01 1 package (8 ounces) softened cream cheese
02 ½ cup (100g) white sugar
03 1 large egg at room temp
04 1 teaspoon pure vanilla
05 1 tablespoon plain flour

→ For the Bread

06 3 mushy bananas
07 ½ cup (113g) melted butter
08 ½ cup (100g) white sugar
09 ½ cup (100g) packed brown sugar
10 2 large eggs at room temp
11 ½ cup room temp sour cream
12 2 teaspoons pure vanilla
13 2 cups (256g) plain flour
14 1 teaspoon baking soda
15 ½ teaspoon baking powder

Instructions

Step 01

Heat your oven to 350°F. Give two 9x5-inch loaf pans a good spray with cooking oil.

Step 02

Mix the cream cheese and sugar till smooth and fluffy. Drop in the egg and vanilla, then blend well. Stir in flour until it's all mixed up. Put it aside for now.

Step 03

Squish bananas in a big bowl. Throw in your melted butter and sugars, then stir everything together. Add eggs, vanilla, and sour cream and mix well.

Step 04

Stir flour, baking soda, and baking powder together. Add this to your wet stuff and mix just enough to combine.

Step 05

Dump 2 cups of batter into each pan. Add cream cheese mix on top, making it even. Cover with what's left of the batter.

Step 06

Pop in the oven for 50-55 minutes until a toothpick stuck in the middle comes out with just a few crumbs. Let cool all the way before you dig in.

Notes

  1. Things work better when ingredients aren't cold
  2. Keeps fresh in a sealed container
  3. Perfect way to save those spotty bananas

Tools You'll Need

  • Two 9x5-inch loaf pans
  • Electric mixer
  • Several mixing bowls
  • Measuring tools

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Has milk products
  • Contains eggs

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 285
  • Total Fat: 12 g
  • Total Carbohydrate: 42 g
  • Protein: 5 g