Chocolate Chip Coffee Cake

Featured in: Indulge in Heavenly Sweet Treats

This coffee cake blends a soft, chocolate-packed base with a crunchy cinnamon sugar topping. It’s ready in about 2 hours, serves 16, and works with or without walnuts for more crunch. Perfect for mornings, gatherings, or even dessert!
Lily chef cooking Cookingwithmee blog.
Updated on Tue, 29 Apr 2025 19:32:24 GMT
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Take a bite of this perfectly soft cake where sweet cinnamon-sugar bits meet gooey chocolate chips. That's what makes this chocolate chip coffee cake so wonderful. The mix of rich chocolate scattered through a juicy, buttery cake makes a treat you can't resist—something between a breakfast snack and a fancy sweet.

I made this for a family get-together last weekend, and my little nephew said it was "way better than birthday cake." The way those chocolate chips make little melty spots all through the cake turns each slice into something special.

Key Components and Smart Choices

  • Sour Cream: Pick the full-fat kind for the juiciest cake with a nice tang
  • Chocolate Chips: Go with semi-sweet ones since they keep their shape while baking, making perfect chocolate spots
  • Brown Sugar: Try dark brown if you want a stronger molasses kick
  • Butter: Make sure it's at room temp for the right mixing and texture
  • Vanilla Extract: The real stuff works best to boost both chocolate and cinnamon flavors
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Step-by-Step Guide

Building Your Topping:
For the best topping, watch your butter temp. It should be melted but cool enough to touch. If it's too hot, you'll get paste instead of crumbs. Squeeze some in your fingers—it should form nice little clumps.
Mixing Butter with Sugars:
As you mix the butter and sugars, watch for changes. The mix should get noticeably lighter and fluffier. This step puts tiny air bubbles in the batter that make your cake tender.
Mixing Wet and Dry Parts:
There's a good reason for adding dry stuff and sour cream in turns. It stops overmixing and spreads everything evenly. Start with dry, then sour cream, more dry, more sour cream, and finish with dry—three dry, two sour cream.
Adding Your Chocolate Chips:
Be gentle when you mix in the chocolate chips. Too much stirring now can make tough spots in your cake. Just a few easy turns with a spatula will do it.
Putting on the Topping:
Don't worry if the topping seems like too much—it's not. As the cake bakes, it'll settle into a perfect crumbly layer that adds lots of flavor and a nice crunch.
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My grandma always told me to listen to a cake while it bakes. The sizzling sound of melting butter should fade as it gets close to done. This cake has become my go-to for Sunday mornings, filling the house with smells that bring everyone running to the kitchen.

Creative Twists on the Standard

This coffee cake works great with all kinds of changes. The basic mix is perfect for trying different seasonal add-ins:

  • Spring - Mix fresh orange peel into the batter
  • Summer - Toss in some fresh berries with the chocolate chips
  • Fall - Add chopped apples and more cinnamon
  • Winter - Mix in broken peppermint candies for holiday flavor

Texture Tricks

Getting that perfect texture means paying attention to a few things:

  • Let all ingredients reach room temperature for a smoother batter
  • Stop mixing once the flour's in—too much makes the cake tough
  • The middle should spring back a little when you press it gently
  • A few damp crumbs on your tester means it's perfectly done

Planning Ahead

This cake actually gets better over time:

  • Bake it the evening before for deeper flavors
  • The topping gets slightly caramelized after sitting overnight
  • You can freeze single slices for up to 3 months

Through many years of making this recipe, I've found that these sweet treats hit the right spot between fancy and cozy. Mixing top-notch ingredients with careful steps makes something that works for both special parties and everyday snacking.

Insider Baking Knowledge

After countless times making this recipe, I've found some game-changing tricks:

  • Mix chocolate chips with a spoonful of the dry ingredients so they don't sink
  • Make the topping uneven on purpose for more interesting texture
  • Use a flat spatula to spread the batter perfectly smooth

Ways to Serve

Take this cake to the next level when serving:

  • Give it slightly warm with coffee ice cream
  • Whip up a simple sauce from melted chocolate and cream
  • Add fresh berries and whipped cream on the side

Understanding the Kitchen Chemistry

Knowing what each ingredient does helps make it perfect:

  • The acid in sour cream softens the gluten for a tender cake
  • Brown sugar adds moisture and hints of caramel
  • Baking soda works with sour cream to make the cake rise nicely

Closing Thoughts

This chocolate chip coffee cake works for both casual snacks and fancy desserts. You can serve it anytime, and its familiar flavors make everyone happy. Just remember to respect the ingredients and don't rush the steps.

Whether you're sharing it at brunch or enjoying it with afternoon coffee, this cake creates little moments of pure joy. The mix of soft cake, melty chocolate, and buttery topping makes every bite worth savoring.

Getting That Perfect Cut

Cutting this coffee cake the right way deserves some attention. Wait until it's totally cool, then:

  • Use a bread knife with a gentle back-and-forth motion
  • Wipe the blade between slices
  • Push straight down rather than pulling the knife through
  • Try chilling it briefly for even neater slices

How Temperature Changes Things

The cake feels different depending on its temperature:

  • Just out of the oven: Super tender with melty chocolate
  • Room temperature: Just right balance of firmness and moisture
  • Slightly chilled: Denser with stronger flavors
  • Warmed up: Goes back to that fresh-baked softness

Fixing Common Problems

Even good bakers run into issues sometimes:

  • Middle sinks? Check if your oven temperature is accurate
  • Topping too loose? Add more melted butter, one spoon at a time
  • Cake too heavy? Make sure you mixed the butter and sugar long enough
  • Chocolate chips all at the bottom? Coat them with flour first

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Setting Up a Dessert Corner

For parties or family gatherings, think about making a special serving area:

  • Give options of both room temp and warmed slices
  • Set out different toppings (whipped cream, chocolate sauce, berry mix)
  • Include drinks that go well (coffee, tea, milk)
  • Add some fresh fruit for color and balance

Changes for Special Events

Adjust this cake for different occasions:

  • Birthday version: Throw some sprinkles in the batter
  • Holiday style: Add your favorite seasonal spices
  • Wedding brunch: Make cute mini portions
  • Big gathering: Double everything and use a 9x13 pan

Family Stories

This recipe takes me back to Sunday mornings at my grandma's house. She always said coffee cake isn't just about what goes in it—it's about making times where people stop being busy and enjoy something special together.

Just remember, this coffee cake isn't just food—it's a chance to slow down, bring people together, and make some good memories around your table.

Frequently Asked Questions

→ Why is it called coffee cake if there’s no coffee in it?
It’s traditionally paired with coffee, which is where the name comes from.
→ Is it okay to make this ahead of time?
Sure! Make it a day early and keep it covered at room temp.
→ Why should the ingredients be room temperature?
They mix easier and help the cake stay soft and even.
→ Can this cake be frozen?
Absolutely. Wrap it well and freeze for 3 months. Let thaw before eating!
→ Why use foil over the cake while baking?
To stop the topping from overheating and burning while the cake finishes baking.

Chocolate Chip Coffee Cake

Fluffy coffee cake with chocolate and crispy cinnamon topping. Great for brunch or morning get-togethers.

Prep Time
20 Minutes
Cook Time
90 Minutes
Total Time
110 Minutes
By: Lily

Category: Decadent Desserts

Difficulty: Intermediate

Cuisine: American

Yield: 16 Servings (One 9-inch round cake)

Dietary: Vegetarian

Ingredients

→ Streusel Topping

01 6 tablespoons melted unsalted butter
02 1¼ teaspoons ground cinnamon
03 ¼ cup packed brown sugar
04 3 tablespoons white sugar
05 ½ teaspoon ginger powder
06 Pinch of salt
07 1¼ cups plain flour
08 ⅓ cup chopped walnuts (optional)
09 ⅓ cup chocolate chips (semi-sweet)

→ Cake Mixture

10 2½ cups all-purpose flour
11 ½ teaspoon baking soda
12 2 teaspoons baking powder
13 ½ teaspoon salt
14 ¾ cup soft unsalted butter
15 1¼ cups white sugar
16 ¼ cup brown sugar
17 3 large eggs, not cold
18 2 teaspoons vanilla flavoring
19 1 teaspoon fresh lemon juice
20 1¼ cups sour cream
21 ½ cup walnuts, optional
22 1 cup semi-sweet chocolate chips

Instructions

Step 01

Start by mixing cinnamon, salt, sugars, and ginger in a bowl. Add melted butter, stir in flour, chocolate chips, and walnuts if using.

Step 02

Turn the oven to 350°F. Coat a 9 x 3-inch round baking pan or springform pan with grease and a dusting of flour.

Step 03

Stir together baking powder, flour, soda, and salt in a separate bowl.

Step 04

Whip butter and sugars until creamy. Beat in eggs one after the other, then blend in sour cream, lemon juice, and vanilla. Slowly add the dry mix, finishing with chocolate chips and walnuts if you're using them.

Step 05

Pour batter in the pan, sprinkle with streusel. Bake 45 minutes, cover loosely with foil, then bake another 40 to 50 minutes. Let it cool for half an hour before cutting.

Notes

  1. Choose a deep 9-inch pan or split into two smaller ones.
  2. Bring all ingredients to room temperature before starting.
  3. Walnuts are completely optional.

Tools You'll Need

  • 9 x 3-inch round pan or a springform pan
  • Paddle attachment (for stand mixer)
  • Bowls for mixing
  • Foil to cover during baking
  • Cooling rack

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Includes dairy
  • Eggs are part of the ingredients
  • Contains wheat flour
  • Might have nuts if walnuts are added

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 452
  • Total Fat: 23 g
  • Total Carbohydrate: 56 g
  • Protein: 6 g